Most home burglaries happen in the middle of the day when residents aren’t at home. Protecting your home from these burglaries and other intrusions should be a core focus. But what can you do?
The absolute best way to ensure your safety and protection for your property is to install a home security system. These systems vary widely from basic doorbell alarms to comprehensive hardwired systems, monitored by a professional third-party security company.
In this article, we will provide guidance for choosing a security system that will meet all of your needs and keep you and your family safe as much as possible. But first, let’s go over the specific benefits of having a security system installed in your home.
Top Benefits of a Home Security System
#1 – Family safety
The most important reason to install a home security system is to protect yourself and your family from possible harm. Whether you have security cameras at all your doors to keep out intruders in the day or automatic law enforcement alerts in case of a break-in at night, these systems are the best possible line of defense against would-be criminals in your home.
#2 – Protection from burglars
Whether you live in an exceptionally safe neighborhood or not, burglars and thieves are always a threat. To keep them away or catch them should they attempt to break in, you need a quality security system. With the right system, you’ll prevent burglars from entering your home during the day or night, and you’ll also prevent delivered packages from being stolen at your door. Finally, if you own other properties, a security system can also be placed there, and you can monitor it from your smartphone or computer.
#3 – Potential discounts on homeowners insurance
Finally, if you’re interested in saving money on homeowners insurance, having an alarm system installed is a great option. Not all alarm systems can gain you a discount, but some insurance agencies may place a value on the fact that you have a larger, centrally monitored system in your home and give you a lower premium rate.
Selecting the Appropriate Security System
Buying a security system can be a challenge if you don’t know quite what you’re looking for. Start by making the following choices:
Hardwired or Wireless?
Hardwired systems generally connect throughout your house — at various entrances and windows. You may also have hardwired cameras that connect to a central hub. On the other hand, wireless systems do not need to be wired in and can send data directly to your phone or laptop for your monitoring or for central monitoring.
Centrally Monitored or Self Monitored?
Next, consider whether you want to have your home monitored centrally or you want to monitor it yourself. Centrally monitored systems are generally more expensive and require a contract. Self-monitored systems can also be useful, however, as they allow you to keep tabs on your own home, and they can be used at any time.
Self-Installation or Professional Installation?
Got an eye for technology? Try installing your home security system yourself. Otherwise, go with the professionals for a bit more.
Considering Other Features
Lastly, decide if you want any of the following:
- 24/7 video recording
- Home automation
- Special alarm sounds or lights
- Pan, zoom, and picture-taking options for your cameras
- Auto-reporting of burglars and other intruders
In addition to buying a home security system, Imes Insurance Associates can help you find a comprehensive home insurance plan, which will also keep you safe. We’ll do our best to get you a plan with ample limits and the exact coverage you need. Give us a call today or stop by our office any time to learn more!